Privacy and Cookies Policies

Privacy Policy

Information We Collect
EFFECTIVE JANUARY 1, 2021

We collect the following categories of information, which may be considered personal information when maintained in identifiable form:

first name and surname, username and password, email address, contact information, country of residence, job title, and other information you provide us when you create an account on the Sites or Fyntex Services, sign-up to receive communications or materials from us, or otherwise submit a form to us;

Transaction and payment information you provide when purchasing a product or service from us, whether on our Sites or elsewhere. This information may include the information listed above as well as payment information;

Content and information that you submit when using Fyntex Services; this information includes, for example, information you provide in any blogs or forums on the Sites, comments you add on the Fyntex Service, information you provide when you participate in any interactive features or surveys, and information you submit when filing a support ticket;

Usage, viewing, logs, metrics and other device and technical data collected when you visit our Sites, use the Fyntex Service as an end user, or open or reply to emails we send. This may include information such as your web request, Internet Protocol (“IP”) address, device identifiers, device information (such as OS type or browser type), cookie IDs, referring / exit pages and URLs, interaction information (such as clickstream data), domain names, pages viewed, crash data, and other similar technical data;

Information about you and your company collected from third party or public sources or that we receive from companies that partner with us to provide products and services; this may include information about you and your company we receive from our advertising and market research partners, who may provide us with information about your interest in and engagement with our online efforts; and

Location information when you visit our Sites or use our Fyntex services, including location information either provided by a mobile device interacting with one of our sites or applications or associated with your IP address.

We may also collect non-personally identifiable information. We may use both personal information and non-personally identifiable information to create aggregate information.

How We Collect Information From You

We collect information from you when you submit it to us, for example, when you request products, services, or information from us, register for a Fyntex Exchange Center account, register to participate in a webinar on our Site, participate in public forums on the Site, or respond to our customer surveys.

We may also:

automatically collect usage, analytics, viewing, logs, metrics and other device and technical data when you access our Sites or use the Fyntex services as an end user. For example, when you access our Sites or log into the Fyntex service, our servers will automatically record certain information about your device and browser, and we may collect usage, clickstream, event data, crash data, and other technical data. We, our partners and our service providers may also use technologies such as cookies, beacons, tags, Local Storage Objects (LSOs) (such as HTML5 and Flash LSOs) and scripts to collect this information. Please request our "Cookie Policy" for further information.

obtain information about you from our resellers or other third-party partners, for example, if you purchase access to the Fyntex services through one of these partners;

acquire information from public sources or from third-party sources, such as our advertising and market research partners, including to update or enhance the other information collected about you. Local law may require that you authorize the third party to share your information with us before we can acquire it; and

automatically acquire information when you reply to or interact with an email we send, such as to track your engagement with our messages or when your replies to our messages contain additional email addresses.

How We Use Information We may use the information collected to:

process your orders and requests and respond to your questions and concerns; for example, if you inquire about our services or submit an application to Fyntex, we may use your data to respond to and process these requests;

provide you with products and services, and personalize your experience; for example, we may use information on your prior activities or job function to tailor the features and content on the Fyntex Services or Sites, or we may use technical data to remember your preferences;

communicate with you about your account or transactions, and provide you with product-related communications, such as information about new features and policy updates;

operate, maintain, analyze, develop, update and improve our Sites, the Fyntex 1031 exchange service, and other products and services we offer. For example, we may administer and track users’ activities on our Sites and the Fyntex Service to determine how to improve our content and features, or we may analyze trends and gather demographic information about our user base to better tailor our marketing efforts;

detect, investigate and prevent activities that may violate our policies, including our Acceptable Use Policy, or applicable laws (such as fraud detection and prevention) or that may threaten the security, integrity or availability of our or another party’s products, systems and services;

send you news, updates, promotions, product information, event announcements, and other marketing communications. Please see the section entitled “Your Controls and Choices" for an explanation of your choices relating to these communications;

provide you with and target advertising based on your activity and interests, both on our own Sites and applications and on third-party sites and applications;

act pursuant to your consent for a specific purpose not listed in this policy. For example, with your consent, we may post your testimonial along with your name on our Sites. If you wish to update or delete your testimonial, please contact us as explained below; and

perform the activities described in our Cookie Policy.

We also use anonymous information, such as usage data and aggregated data, for other lawful purposes, such as to create blog posts and content that others may find useful.

Sharing Information With Others

We do not share your personal information outside of Fyntex except in certain circumstances, including:

When you allow us to share the information, such as when you:

Elect to share your personal information with third party partners and providers listed on our Sites, so they can send you information, offers and promotions about their products and services;

Choose to share your personal information with third parties or their sites or platforms, such as when you share one of our blog posts to your social media feed;

Publish information publicly on our Site or the Fyntex Services. Any such personal information shared by you will be available to others who may collect or use it;

Use third-party features on our Site or the Fyntex Service, such as commenting features run by third-parties; or

Please note that once personal information is shared with another company, the information received by the other company becomes subject to its privacy policies and practices.

When we cooperate with other companies, such as our partners, to offer joint products and services to you in connection with the Fyntex Services, or when such partners sponsor or participate in our events and conferences;

When our service providers are providing services on our behalf. For example, we may use an outside platform to host portions of our Sites or to provide certain features on the Fyntex Service, or we may use a credit card processing company to bill you for services you purchase. Unless otherwise expressly noted, when acting as Fyntex’s agents, these services providers are prohibited from using the personal information we have shared with them for purposes other than those requested by us or required by law;

To enforce our terms, agreements, policies or rules, to help protect the security, integrity and availability of our or another party's products, systems and services; to exercise or protect the rights, property (including intellectual property), or safety of Fyntex, our users, or others; to comply with legal requirements; or in other cases if we believe in good faith that disclosure is required by law (including in response to a lawful subpoena or other law enforcement request); and

In connection with a sale, divesture, or transfer of our company (including any shares in the company) or any combination of its products, services, assets, affiliates, and/or businesses. Your personal information (such as customer names and email addresses, and user information related to the Fyntex Service) may be among the items sold or otherwise acquired in these types of transactions. We may also sell, assign or otherwise transfer such information in the course of corporate divestitures, mergers, acquisitions, bankruptcies, dissolutions, reorganizations, liquidations, similar transactions or proceedings involving all or a portion of the company. You will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

We may also share anonymous information (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) for other business purposes. For instance, we may share aggregate reports with interested third parties to help them understand the usage patterns for certain Fyntex Services or for our Sites or those of our partners.

Your Controls And Choices

We provide you with certain controls and choices regarding the use of your personal information, which may include:

Correcting and Updating Account Information. By logging into your account on our Site and/or the Fyntex Service, you may be able to change certain account information. Your account settings may also permit you to opt-out of some types of notification messages. To protect your privacy and security, we require your username and password in order to verify your identity before granting you account access or making changes.

Changing your choices for marketing communications. You can opt-out of the marketing communications we send by clicking the unsubscribe link in the applicable email or by visiting this link. Please note that, even after you opt out from receiving marketing messages from us, you may continue to receive transactional and product-related messages..

Cookies and Other Technologies. You may be able to opt-out of certain cookies, targeted advertising and other technologies as specified in our "Cookie Policy."

In many circumstances, you can exercise these choices yourself using the tools described above. If you cannot do so, please contact us as indicated in the "Contact Us" section below to discuss your options. We will respond to your request within 30 days. Please be aware that, if you do not allow us to collect personal information from you, we may not be able to deliver certain products, features and services to you, and some of our products and services may not work appropriately or be able to take account of your interests and preferences.

Children’s Privacy

Protecting the privacy of young children is especially important. For that reason, Fyntex does not knowingly collect or solicit personal information from anyone under the age of 13. In the event that we learn that we have collected personal information from a child under age 13, we will delete the information we have stored as quickly as possible. If you believe that we might have any information from or about a child under 13, please contact us as indicated in the "Contact Us" section below.

Storage And Processing

Your information may be stored and processed in – and we may transfer information to – the U.S. and other countries where Fyntex (including its subsidiaries and affiliates) and our advertising partners and service providers maintain systems and facilities. In addition, information that we collect about you (including personal information) may be transferred to our affiliated entities and/or to other third parties across borders and/or from your country to other countries around the world.

You acknowledge that we may transfer information to the U.S., to any country in which Fyntex, its advertising partners, and its service providers maintain systems or facilities, and to other countries globally.

If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, you acknowledge that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction, consistent with our legal obligations governing the transfer of such data.

Data Security And Integrity

Fyntex is concerned about the security of your data. We have implemented technical and organizational security measures that are designed to help protect your information from unauthorized access, disclosure, use and modification. From time-to-time, we review our security procedures to consider appropriate new technologies and methods.

Please be aware, though, that despite our efforts, no security measures are perfect or impenetrable. We cannot ensure, and do not warrant or guarantee, that the information you transmit to Fyntex will remain secure, nor do we guarantee that this information will not be accessed, disclosed, altered, destroyed or used in an unauthorized manner.

If we learn of a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. We may also post a notice on the Site or Fyntex Services if a security breach occurs. Depending on where you live, you may have a legal right to receive a notice of a security breach in writing. If you have any questions about the security of your personal information, please contact us as indicated in the ‘Contact Us’ section below.

Data Retention

How long we keep the personal information we collect depends on the type of information, the purpose for which it is used, how sensitive it is, and similar factors. In general, we will retain your personal information for the length of time reasonably needed to fulfill the purposes outlined in this privacy policy (including archiving data from past 1031 exchanges for clients for as long as needed to provide you or our customer with products and services), unless a longer retention period is required or permitted by law. Anonymous and aggregated information, or information required for corporate recordkeeping may be stored indefinitely.

Third Party Sites, Services And Applications

In General. We are not responsible for the practices employed by websites, applications, or services linked to or from the Fyntex Services or Sites, including the information or content contained there. Please remember that your browsing and interaction on any third-party website, service or application, including those that have a link or advertisement on our Site, are subject to that third party’s own rules, policies, and practices, and not our privacy policy.

Partner Pages. Some of our partner pages may have the look and feel of being on Fyntex.com; however some information collected on those pages may be collected by, or sent to, our partners. Information collected by, or sent to, our partners is subject to their respective privacy policies.

Social Media and Commenting Features. Our Site may include social media and commenting features provided by third parties. These features may collect your IP address and which page you are visiting on our Site, and may set a cookie to allow the feature to function properly. Your interactions with these features are governed by the privacy policy of the organization providing it.

Notice to End Users of the Fyntex Services. The Fyntex Services are primarily intended for use by individuals and organizations. Where the Fyntex Services are made available to you through an organization (such as your employer), that organization is responsible for administering the accounts over which it has control. If this is the case, please direct your data privacy questions and requests to your administrator. We are not responsible for the privacy or security practices of your administrator's organization, which may be different than this policy.

Notice to Users of our Customers’ Websites and Digital Product. As noted above, when Fyntex’s customers use the Fyntex Services as part of their own websites, apps, and digital products, they may collect information from you using our services, but they remain responsible for their own privacy and security practices. We are not responsible for our customers' privacy and security practices, which may differ from ours. If you have used one of our customers’ sites or products, and you would like to access, correct or delete the personal data collected through that product, you should direct your request to the applicable customer. For further information, please request access to our Opt Out Policy page.

California Resident Notices
California Consumer Privacy Act

Effective January 1, 2021, the California Consumer Privacy Act of 2018 (the “CCPA”) allows consumers who are California residents, upon a verifiable consumer request, to request from a business:

Delete any personal information about the consumer which the business has collected from the consumer;
Disclose to the consumer certain information about the personal information that the business collects from the consumer; and
Direct a business that sells personal information about the consumer to third parties not to sell the consumer’s personal information.
Fyntex does not sell any consumer personal information to third parties. To submit an data access or data deletion request, please contact us at [email protected] or (844) 655-1031. Please note that these requests apply only to information that Fyntex holds as a “controller.” If your request relates to the personal data collected through a customer’s websites or digital products, you should direct your request to the owner of that website or product. Please note that you must verify your identity and request before Fyntex will process your request. You may be required to provide email confirmation or other information in order for us to verify your identity. Consistent with California law, if you choose to exercise your rights, you will not receive discriminatory treatment by Fyntex.

Under certain circumstances, you may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, your valid government government issued identification, and the authorized agent’s valid government issued identification to allow Fyntex to verify that the agent is authorized to make the request on your behalf.

If you have any questions about Fyntex’s privacy policies and practices, please contact us at [email protected]

California’s Shine the Light Law

CA Civil Code § 1798.83 permits California residents to request and obtain from Fyntex once a year, free of charge, a list of the third parties to whom Fyntex may have disclosed their personal information (if any) for their direct marketing purposes in the prior calendar year, as well as the type of personal information disclosed to those third parties. As a general policy, Fyntex does not share personal information with third parties for their own direct marketing purposes without your prior consent. Accordingly, you can prevent disclosure of your personal information to third parties for their direct marketing purposes by withholding consent. Please contact us at [email protected] if you would like to make such a request.

Do Not Track And Cross-Site Tracking

Do Not Track is a privacy preference that users can set in their web browsers. When a user turns on the Do Not Track signal, the browser sends a message to websites requesting them not to track the user. For information about Do Not Track, visit www.allaboutdnt.org. At this time, we do not respond to Do Not Track browser settings or signals. In addition, some of our advertising partners, and other third-party services and tools on our Site and/or the Fyntex Service, may use standard technologies, such as cookies, pixel tags, and web beacons, to collect information about your internet activities across websites. You may be able to disable certain third-party cross-site tracking as described in the "Your Choices" section above.

Changes To Our Privacy Policy; Notices

From time-to-time, we may change this privacy policy to accommodate changes to our products, services and companies, new technologies or industry practices, updated regulatory requirements, or for other purposes. We will provide notice to you (as described below) if these changes are material.

Notices may be by email to the last email address you provided us, by posting notice of such change on our Site or the Fyntex Service, or by other communication channels. You consent to receiving notices in these ways. We reserve the right to determine the form and means of providing notifications to you, consistent with applicable law.

Contacting Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at [email protected] or send mail to:

Fyntex, Inc. 1875 S. Winchester Boulevard, Suite 201 Campbell, CA 95008

If you have any questions about this Privacy Policy, please contact us:

Phone
844-655-1031

Email
[email protected]


Cookies Policy
EFFECTIVE JANUARY 1, 2021
IMPORTANT NOTICE: PLEASE READ CAREFULLY BEFORE USING THIS WEBSITE:

This site uses cookies to store information on your computer. This policy explains how we use cookies and may be amended, from time to time, without notice. To ensure that you are using this site with full and up-to-date information of how we use cookies please review this policy regularly as any amended policy will be updated on the site. By using this site you agree to the placement of cookies on your computer in accordance with the terms of this policy. If you do not wish to accept cookies from this site please either disable cookies or refrain from using this site.

What are Cookies?

A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer's hard disk so that the website can recognize you when you revisit and remember certain information about you. This can include which pages you have visited, choices you have made from menus, any specific information you have entered into forms and the time and date of your visit.

Types of Cookies

There are two main types of cookies:

Session cookies: these are temporary cookies that expire at the end of a browser session; that is, when you leave the site. Session cookies allow the website to recognize you as you navigate between pages during a single browser session and allow you to use the website most efficiently. For example, session cookies enable a website to remember that a user has placed items in an online shopping basket.

Persistent cookies: in contrast to session cookies, persistent cookies are stored on your equipment between browsing sessions until expiry or deletion. They therefore enable the website to "recognize" you on your return remember your preferences and tailor services to you.

In addition to session cookies and persistent cookies, there may be other cookies which are set by the website which you have chosen to visit, such as this website, in order to provide us or third parties with information.

Our use of Cookies

We currently use, and may use in the future, the following types of cookies on this website.

We use session cookies to:

help us maintain security and verify your details whilst you use the website as you navigate from page to page, which enables you to avoid having to re-enter your details each time you enter a new page.

We use persistent cookies to:

help us recognize you as a unique user when you return to our website so that you do not have to input your details multiple times as you move between our pages or services

remember how you have customised your use of this site, such as your preferred currency and time zone

collect and compile anonymous, aggregated information for statistical and evaluation purposes to help us understand how users use the website and help us improve the structure of our website.

Many cookies are designed to give you optimal usage of the web. For example, we use cookies to enable you to improve your user experience when using our website, e.g. a cookie which recognizes if your browser supports specific technology features. This helps, for example, in enabling web pages to be loaded more quickly when you request the download of a large file.

In addition to cookies which send information to us, we also use cookies which collect information and send it to third parties. An example of this is Google Analytics. Please check the relevant third party website for more information about their use of cookies. Where this site allows such cookies to be set or you access other websites from this site using the links provided, the operators of these websites will use cookies in accordance with their own cookies policy, which may differ from ours.

As with first party cookies, you are able to block third party cookies through your browser settings.

Some of our cookies may collect and store your personal information, such as your name or email address. We are committed to respecting and protecting your privacy and will ensure that all personal information collected by us is kept and treated in accordance with our privacy policy. A link to this policy is available within the footer of this portal or alternatively at our jpmorgan.com website.

Refusing Cookies on this Site

Most browsers are initially set to accept cookies. However, you have the ability to disable cookies if you wish, generally through changing your internet software browsing settings. It may also be possible to configure your browser settings to enable acceptance of specific cookies or to notify you each time a new cookie is about to be stored on your computer enabling you to decide whether to accept or reject the cookie. To manage your use of cookies there are various resources available to you, for example the "Help" section on your browser may assist you. You can also disable or delete the stored data used by technology similar to cookies, such as Local Shared Objects or Flash cookies, by managing your browser's "add-on settings" or visiting the website of its manufacturer. As our cookies allow you to access some of our website's essential features we recommend that you leave cookies enabled, otherwise, if cookies are disabled, it may mean that you experience reduced functionality or will be prevented from using this site altogether.

If you have any questions about this Privacy Policy, please contact us:

Phone
844-655-1031

Email
[email protected]